The Health Care.gov website mandated by the new "Affordable Care Act" is up -- and it is worth poking around, even though it will be several years before much of the reform becomes operational. It's a clean, clear, understandable site.
Just for the heck of it, I decided to see what it would recommend that I could do if it were not for the happy reality that I get health insurance through my partner's employer's group (she has a good union!)
As a healthy individual, 25-64, living in San Francisco, the site provided a long list of possible policies -- but it prefaced the list with the following, very telling, warnings:
I hate to think what happens to people who don't have the option I have.